One unhappy client can cost a consultant more in legal fees than a year of revenue. Here’s what professional liability (E&O) insurance covers for consultants, what it costs in 2026, and the contract clauses that decide whether it pays.

Georgia’s new HOA law gives owners a state complaint process starting in 2027. Here’s what HOA D&O insurance covers for Atlanta-area boards, what it costs, and the policy gaps to fix before renewal.